Vision Benefits
GDS offers vision insurance for you and your family through Guardian, utilizing the VSP network of providers.
The health of your eyes is an indicator of your overall health so it’s important to have regular eye exams to detect diseases like glaucoma, diabetes and blindness. So, make sure you and your family visit your vision provider regularly.
The information contained below is an overview of your benefits. If you have specific questions regarding a provider or procedure, please call Guardian Customer Service at (888) 600-1600 or refer to the Guardian Vision SPD.
Vision Plan Benefits
| Benefits | In-Network (VSP Providers) | Out-of-Network (Non-VSP Providers) |
| Exam (Each Calendar Year) | $20 Copay | Amount over $39 after $20 copay |
| Standard Plastic Lenses (Every 12 Months) | ||
| Single | $20 Copay | Up to $23 |
| Bifocal | $20 Copay | Up to $37 |
| Trifocal | $20 Copay | Up to $49 |
| Frames (Every 24 Months) | 80% of amount over $130 | Up to $46 |
| Contact Lenses (Every 12 Months) | ||
| Elective | Amount over $130 | Up to $100 |
| Medically Necessary | Covered at 100% after $20 copay | Up to $210 |
| LASIK/PRK Procedures | 15% off the usual charge or 5% off promotional pricing | No Coverage |
Vision Payroll Deductions
| Tier of Coverage | Monthly Rates |
| Employee Only | $7.76 |
| Employee + Spouse | $13.10 |
| Employee + Child(ren) | $13.36 |
| Family | $21.12 |
How to find a Vision Provider
It’s easy! There are several ways!!
1. Contact your provider and ask:
“Do you participate in the Guardian VSP Network?”
2. Contact Guardian at the toll-free number:
(888) 600-1600
3. Visit them on the Internet at:
www.guardiananytime.com (choose “VSP” network under select your vision network)
