Disability
Disability from an accident or illness can strike anyone at any age. If you’re under age 35, you have a one in three chance of becoming disabled for six months or more at some time during your working life.
GDS provides all eligible employees the option of disability coverage through Guardian.
Long-Term Disability (LTD) replaces part of your income if you are disabled for more than 90 days. Long-term disability replaces 60% of your monthly earnings up to a maximum of $10,000 per month. Partial disability and rehabilitation are also covered. Any long-term disability benefit payable to you may be offset by other types of income. Pre-existing condition limitations may apply. This plan is 100% paid for by GDS.
Parental Leave* is a company-paid benefit that provides full-time employees two weeks of paid parental leave for the birth of a child or the placement of a child for adoption.
*See Employee Handbook for details and reach out to HR with questions.
Reporting a Long-Term Disability Claim
Points to Remember about LTD
• Portability – LTD is not a portable benefit.
• Offset Income – Sick leave payable by the employer or other income may be deducted from the benefit amount.
